The bank card (CB) has established itself as the preferred payment method in France, combining 130 credit and payment institutions for over 30 years. CB card holders can pay for their purchases in the same way they pay with international credit or debit cards.
Bancontact is the leading payment solution in Belgium: 80% of Belgian e-shops offer this payment method which allows users to pay online using their debit card information. A user must insert a code created by the bank before confirming the payment. It is also available as an app.
Belfius Direct Net is a payment solution based on real-time bank transfers. As one of the leaders in Belgium, it allows consumers to pay for online purchases directly via the secure interface of their bank.
Giropay is one of the most used payment methods in Germany. Customers can pay for their online purchases via real-time bank transfer from the familiar interface of their online bank. The only requirement is having a bank account with an affiliated Giropay bank.
iDEAL is the leading online payment solution in the Netherlands. In a few clicks, e-shoppers benefit from secure payment based on a real-time bank transfer from their bank’s interface, with an instant payment confirmation.
ING Home’Pay is a Belgian payment method based on electronic bank transfer. Conceived by ING Bank, it allows consumers to pay for their online purchases directly from their secure banking interface.
Founded in 2005, Klarna quickly became the leading solution in after-delivery payments. Online shoppers have 14 days to pay for their goods once they are delivered, by card or by online bank transfer.
Multibanco is the main interbank network in Portugal. It offers its customers numerous services such as credit card payments, bank transfers, payment for public services, payment operations at its cashpoints, and payment for online purchases using a Multibanco reference number.
FacilyPay by Oney allows online shoppers to make payments for their purchases in three or four instalments using their current account card, with no additional paperwork.
PostFinance is a subsidiary of Swiss Post Ltd, used by almost 1.7 million people in Switzerland. It offers card payment or bank transfer, available to all card and account holders directly from its interface.
Przelewy24 is the leading bank transfer solution in Poland. Connected to 148 Polish banks, e-shoppers can pay for their online purchases directly via the secure interface of their bank.
SDD (SEPA Direct Debit) is a payment system that allows a merchant to receive Euro payments from bank accounts in the 34 SEPA countries. This solution can be used for single payments, but is particularly useful for recurring payments.
HiPay created a solution to facilitate payment reconciliation following a SEPA bank transfer. Using an API, HiPay generates unique virtual IBANs that can be linked to each customer, so the retailer can match the reference number automatically. The merchant can then easily track and manage the transaction in the back office.
SisalPay is a cash payment solution in Italy. With SisalPay, merchants are guaranteed to be paid as they receive the money before shipping the product. SisalPay is easy to use: online shoppers get a purchase reference number and go to a Sisal point of sale to pay for their transaction in cash. The retailer receives the funds before shipping the order.
SOFORT is the leading bank transfer solution in Germany. It has been certified by the largest German quality and security institute, the TÜV. Merchants receive payment confirmation and funds immediately, in real time, and can then send the order.
Visa QIWI Wallet is an online payment solution available in Russia and in 19 other countries.
Aside from conventional e-wallet features, Visa QIWI Wallet allows users to make online purchases in cash through its extended network of payment terminals in stores.
WebMoney is a Russian e-wallet which allows users to open several sub-accounts in a dozen European countries that can be associated with different currencies, in order to make international payments easier.
Yandex Money, part of Russian search engine yandex.ru, is the most used electronic wallet
in Russia. Users can pay for purchases or home utilities and transfer money to other users up to a value of 15,000 RUB per transaction.
Skrill is an e-wallet that allows users to send and/or receive money instantly, in more than 200 countries. With Skrill the user can also pay online. There are around 40 million of Skrill’s users around the world.
With more than 140 banks integrated, Mybank counts around 12 million of users in Europe. The final user can pay directly by connecting to his bank interface.
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